Oct 24th, 2009, 14:08 | #1 |
Senior Member
注册日期: Sep 2006
帖子: 185
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RSP问题请教
今天去银行问了一下RSP,银行的一个职员告诉我说,如果你知道你今年(2009/1月-12月)的Income(比如$50000),那我现在就可以买($50000x%18=9000)$9000的RSP用来明年(2010/2月-4月)报税用。是这样的吗? |
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Oct 26th, 2009, 12:52 | 只看该作者 #6 |
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注册日期: Jul 2009
帖子: 93
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what the bank clerk told you is wrong. your 2009 income will be used to calculate your RSP limit for tax year of 2010. your 2008 income should be used to calculate your RSP limit for this year 2009 (file tax before Apr 30 2010). RSP limit is based on prior year income, not current year income. Check your tax return from RCA, there is a table at the bottom showing your RSP limit for 2009. |
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